What Are Junk Silver Coins and Why Buy Junk Silver?

In the US when people talk about Junk Silver they are referring to old US coins that contain silver. In the past dimes, quarters, half dollars and dollars have all contained varying amounts of silver. Up until 1965 these coins contained 90% silver. After 1965 only Kennedy Half Dollars continued to be minted with silver in them and the content was reduced to 40%. Different Junk Silver Coins include Morgan Silver Dollars, Peace Dollars, Mercury Dimes, Barber Quarters and so on.

People who invest in silver will most commonly buy one ounce coins or ten ounce bars issued by different mints. However Junk Silver coins are an extremely effective way of investing in silver as I will explain. The value of junk silver coins will always reflect the price of silver so if the silver price rises by 10% so will the value of your Kennedy half dollar or mercury dime.

One perception people have about investing in precious metals is that it requires a substantial investment well this is not true with junk silver coins - in fact you can pick up a mercury dime for well under $2 and many coin shops will be happy to sell you them in single amounts. So for people on low budgets this is a great option

Many people are getting interested in precious metals due to the worsening financial situation in the country and they can see potential financial collapse. Precious metals would be a viable means of exchange in a world where the money has become worthless. Bartering however with your ounces of gold or even silver could prove problematic. I am sure you will find someone willing to exchange your ounce of gold for a loaf of bread but that has been a very expensive loaf of bread- even with an ounce of silver you may find yourself losing out massively in any exchange. However because junk silver coins have smaller amounts of silver in them and you can pick up coins for as little as $2 they make an excellent means of bartering.

So How Can You Buy Junk Silver Coins

If you look online you may find different dealers offering to sell $1000 bags of junk silver. This means that the total face value of the coins in the bag is $1000 which at today's silver price could end up costing you well over $13 -14 000. Luckily many coin dealers will be willing to sell you these coins in small amounts. eBay is also an excellent place to pick up junk silver coins at reasonable prices. If you are buying small quantities it is not unreasonable to pay a premium of up to 15-20% over the spot price of silver for each coin. You could even try advertising on Craigslist for people looking to sell their coins.

When dealers give you a price for junk silver they may quote the price in terms of "face" (i.e. face value) so if they are chargin' 13 times face that means a Kennedy half dollar would be $6.50 for example.

If all you are interested in is investing in silver be careful that you are not paying extra for proof sets or first strike - these will command higher premiums because they are rarer coins- leave these to the coin experts.

The one drawback with Junk Silver Coins is they all have odd amounts of silver in them for example a Mercury Dime contains 0.07234 ounces of silver in them making it slightly tricky to work out the exact value of the silver coin at any one time. To help you there are many online calculators such as the one in my signature that will give up to the minute values of different coins. Before bidding for these coins on eBay or buying in a coin shop make sure you know the current spot price of the coins you are going to buy so you know how much premium you are paying!!!!

The In Gold We Trust Junk Silver Coins, Bullion and Scrap Gold Calculator - it offers up to the minute silver dollar and other junk silver coin values along with scrap gold prices and other gold coin values. It is an excellent tool for anyone looking to invest in gold or silver - there is also lots of info on how to Buy gold and silver

Get the Best Deals on Gold and Silver Coins
Don't Pay Too Much for Gold and Silver Coins

Hearing aids on the NHS

For as long as most of us can remember there has been a lengthy wait for a NHS hearing assessment and the subsequent fitting of NHS analogue hearing aid, with many people waiting many months to complete the process.
The more recent introduction of digital hearing aids has greatly improved the performance of modern hearing aids. However this has also lead to an increase in demand from new users and those looking to upgrade their current analogue hearing aids. This increased demand has impacted service levels and many NHS waiting lists have increased as a result.
It is a Government commitment to ensure assessments for hearing aids are made within a six weeks. Unfortunately this target only relates to the first stage of the process and makes no difference if patients have to endure months on a waiting list before prescribed hearing aid is actually fitted. Lengthy delays between assessment and fitting can also lead to the need for a re-assessment at the time of fitting.
The RNID estimates that around five hundred thousand people are currently waiting to have digital hearing aids fitted by the NHS.

The RNID also said:

"We remain seriously concerned about the capacity of the NHS to meet the Government’s aim of ensuring that no-one waits more than 18 weeks for a hearing aid fitting by the end of 2008."

There main area of concern is that the push to meet these new targets may result in a fall in the quality of the service offered.

As a result many people in the UK choose to opt out of the NHS service and buy their digital hearing aid directly from a retailer who can offer instant services.


Hearing Aid Repairs St Louis MO

Marketing you web site - Part 4 - Using newsletters, search engines and the yellow pages

Using Newsletters to market your web site

As I stated before, it can take several times for a potential client to begin to trust you. You also want to keep the clients that you have. Part of your marketing plan will be to stay in touch with your clients. Letting them know what is happening, any sales that you may be holding, or new products/services that you may have. A great way of keeping in touch is with a newsletter.

What is a newsletter? Simply put it is a communication between you and your subscribers. By offering information that the client may find helpful, you are offering a service to them that is of value. Immense value in fact. Your information may save them time and money. Building a trust between you and the client. This trust will turn to sales over time.

So what does it take to get a newsletter off the ground so to speak? Two things: First is to have the clients/customer sign up for the newsletter. This can be a simple email or mailing program. RD Web hosting has a mailing list package that is part of the hosting plan. It is simple yet effective. Click here to see it in action. The second thing is a newsletter. This can be written in any word processing program or in your email software. It doesn't have to be long and complicated.

Let's say for example you have found a new recipe. Something that you think your subscribers would be interested in. You type up the recipe along with an introduction and paste it into your email program or mailing list software. From there you send it to each of your subscribers. Cost? A few minutes of time. No printing or mailing charges required. Oh, by the way, in that little letter you sent to each subscriber, you place a little advertising for your web site or store. Or maybe you have 'sold' some space to a friend or business associate who may have something of interest to your subscribers as well.

Newsletters are a great and inexpensive advertising medium. Just remember to place articles of interest in the newsletter and not all advertising. There is nothing worse than getting mail that is all ads. Over time people will stop reading it if they don't find the information useful.


Using Search engines and marketing your web site

Search Engines (SE) are the mystery of the Internet. So many different types even from the users standpoint. There are over 225,000 search engines and directories on the Internet. How do they work and why should you care?

Basically, a search engine is a database of web pages that contains information about that page such as: where it can be found (URL); what is on it (Keywords); when it was last indexed; and a description (Title) of the web page. When you go to a search engine and type in your request (query) the database engine pulls up the data that matches your request. So a search engine is only as good as the data in it. How do we get that data? Most search engines are copies of the major databases. There are only a few real databases out there. So lets talk general terms. Data can be entered by the owner of the website. This information is then indexed and your site is listed. In the past that is how things worked. But we soon found out that people will do anything to get their website listed at the top of the page where they will be more likely to have the searcher click on their site. The owner of the database needed a better way. So programs where written called spiders to go out on the web and find websites. Then catalog each page of the website and enter that information into the database. Today that process is still going on. However, again the owners of the database have tried to make sure that the website information is correct and have been constantly changing the formula used to determine how a website should be listed based on it keywords, headers, titles, content, alt tags, etc. Some database owners even have people visit the website and make a judgment call. All of this is to insure that when you enter a search phrase into the search engine you receive the type of information you want. If you are happy with the search engine you will continue to use it and the advertisements placed on the search engine will help pay for the site.

Search engine technology is changing daily. To try and cover it here would be a waste of your time as it will be out of date tomorrow. So I have listed a site that does nothing more than follow and report on this technology. It is:
Search Engine Watch

What is important for us as website owners is know how to make sure we are properly listed and learn how to get the best listing on the search engines. So lets see... there are 1440 minutes per day and 225,000 search engines. That means if we spend just 10 minutes per search engine entering in our website information it will only take us1562 days to enter the information. But you should submit your website at least every other month, so you can see that is not going to work. There are all kinds of software and website services that will do this for you. But remember there are really only about 4 major databases that feed all those search engines. Even when your website is listed you may not have a very good placement due to other factors. As I said the database owners are constantly changing the rules. So what can you do?

Start with proper design of your website. Good content that is kept up to date. The spiders will find you over time and your ranking will improve as your use of keywords and content are evaluated. Other things that will help is the linking to your site from others. If you have good information, others will point their website to yours which will help your ranking in the search engines. All in all, this will take months to accomplish. But you want to start making money today!

Another way to get listed on search engines faster and at the top of the rankings is with PPC or Pay Per Click. PPC Search Engines charge you each time a user clicks your listing and goes to your website. In addition, many PPC have made arrangements with other search engines to place the paying website URL at the top of the listing (these are called sponsor sites). What does that mean for you as a website owner? Well, it means lots of traffic to your website that you can sell to over and over again. What will it cost? Hmmm how many secrets to give away in a free book :). Oh well, why not! The cost is dependent on how many other people want to be in the top listing. For example: Overture.com has agreements with Yahoo, MSN, AOL and others that the 3 top bidders for keywords will be listed in the top 3 spots for that keyword on each of these search engines. By the way, as of December 2002 those 3 search engines accounted for over 80 percent of all searches on the web. Think that might be a nice place to have your website listed? Ok, back to the example. Let’s say I sell training, I research the keywords and find out that the top 3 positions go for $1.50, $1.45, $1.00 per click to my website. I have a product that sells for $795 per course. I could bid $1.51 and take the top spot. But remember I will have to pay the PPC for each person that clicks on my link. It can quickly run into the hundreds of dollars. I could also pay $1.01 and take the 3rd position saving me $.50 per click. Not all keywords are that expensive...some are more :). Actually you may find your keywords very inexpensive around 10- 20 cents per click.
PPC also do not care about keywords, titles, headers, content etc. So I can write a more compelling description here that will call to action the searcher to click on my site. BUT, once there I want to do everything I can to get them to leave their email address in exchange for my free product or gift. I do not want them coming back though PPC again. It will cost me more money that way. If I have their email address I can send them my link in other correspondence. We will talk about that later in auto responders.

Here is a list of some of the PPC. Since they drive qualified traffic to your site I would recommend using all of them. You will find your keywords cheaper on the less used sites but that is still traffic that you can sell to.

www.overture.com
www.google.com
www.findwhat.com
www.looksmart.com
www.7search.com

This is a lot of work. I know I have spent hours on Overture alone trying to monitor the website, keywords, and ranking.
I have said before in this course that automation is the key. The more we can automate the more time we have to spend on other things... maybe the family?

Using Yellow pages to market your web site

If you have a local business then you probably already have a business phone number. Most business phone services come with a listing in the local yellow pages. Be sure to list you website address. This is much more powerful form of advertising then just placing your address and phone number. Remember your site can offer specials, gather email or contact information, give away items or gifts to your customers to get them to visit your store, tell the customer so much more than you could afford to do in the phone book itself. Plus many people will bookmark your site and return time and time again once they see all the great information that you have available on the site.

I hope you have found some useful information in this package. I have strived to put together information about most of the different methods you can use to market you business.

Visit Philippine Business Directory an online yellow page in the Philippines.

Hearing Fade? Hearing Aid? Hearing Paid

Suppose two people are having a normal conversation, and the person speaking says in a normal voice...you really need to go to the doctor and find out about a hearing aid. The other person hears the entire sentence, but is not sure about the last word and asks the first person to repeat the sentence. This is a common occurrence and is an early indication of hearing loss unless of course the problem is due to ear wax, which can be removed by cleaning. Now if nothing is done, it won't necessarily lead to more hearing loss, but it will make it more difficult to correct later on.

So what comes next? Many people will seek advise from their friends, or visit their doctor, but most will seek a hearing aid provider and after testing and consultation, purchase a hearing aid.

Unfortunately, hearing aid sales is a business and like all businesses, is driven by the bottom line, so it is in the buyers best interest to educate him or herself and learn as much as they can about hearing aids.

Hearing is essential to fully enjoying and participating in life, but one in ten Americans, more than 31 million, experience some degree of hearing loss. This makes it our third most chronic health condition, after arthritis and high blood pressure.

How can you tell if someone you love might benefit from hearing aids? Here are a few things to look for. Friends or family often have to repeat what they say. There is frustration from not clearly understanding others. Trouble understanding speech on television at normal sound levels. Trouble understanding speech when background noise is present. Embarrassment from being unable to hear when meeting new people.

Now that baby boomers have endured and entered the scene, bringing with them a greater increase in noise pollution than any other generation, people from all walks of life and of all ages can be affected and it is no longer age that is the leading cause of hearing loss.

The next step is to schedule an appointment with an approved counselor at a hearing clinic, and begin the process of education and evaluation to determine the correct hearing aid to fit your needs.

Rex Johnson
http://www.learnhearingaids.com

Digital Hearing Aids

Chiropractors Who Learn Life Skills More Likely To Excel In Business

Are you living a life of excellence? Are you everything you aspire to be? Those are the questions life coach and mentor Terri Werner asks her clients, many of whom are chiropractors.

Werner, who has a background in marketing, financial planning and business development, recently spoke to a group of chiropractors at the Karl Parker Seminar in Dallas, Texas. Her message, in the words of one attendee was “tremendous.”

Werner does one-on-one coaching, public speaking and is the author of several books and recordings on building excellence in your life and business practices. Says Werner, “I help a lot of chiropractors market their practice, look at vertical marketing, and how to get their message out, but I do that after we first address the issues in their life.” Her vision is creating a culture of excellence, one life at a time.

When a business or individual engages Werner to assist them, she first looks at what is going on in their lives in general. She asks, “Are they living in excellence? Are they living in integrity? Have they forgiven?” All these things that have to do with the heart and head coming together to create a dynamic excellence in one’s life.

Werner feels that once a person finds what is lacking in their life, and what they could do better, then all things fall into place. “I really believe everything has to do with everything.” She recommends journaling as a way to discover areas where a person is lacking and can improve. Excellence, she says, comes once a person discovers these things and works to change them. “I don’t think excellence has to be difficult. I really define excellence as creating an environment where the propensity to excel is easy.”

Werner knows from experience that anything can be accomplished when you apply these principles. “I had gone through some really tough things in my life…and I just decided to implement and do everything I could to create excellence. Doing so meant forgiveness and releasing judgments.”

Werner’s pursuit of excellence paid off in the form of a new book, Train Wreck to Triumph, as well as a partnership with Dr. Denis Waitley and NFL star Tim Brown to create a kid-safe web browser. She is currently working on a new project called A Question of Change. “The premise is that no matter where you are in life – whether you’re in trauma or grand success – requires focus on getting the right answers. In order to get the right answer, you must ask the right question.” This new book assists readers in asking the right questions to get the outcomes they desire.

Werner has been instrumental in helping many people enrich their lives, grow their businesses and become outcome driven by living lives of excellence. For information on her writings, audio books, speaking schedule or coaching go to http://www.lifeskillsalliance.com or call 214-783-8908.


Chiropractor Manipulation

Chiropractic Service